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Yes Car Credit |
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| You may have heard that Yes Car Credit has stopped selling cars.
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| Reviews Posted on 25 / 06 / 2004 Having been turned down for credit just about elsewhere, I decided to fill in all of the information on the Yes Car Credit website and see what would happen. I couldnt believe it when they told me I had been accepted for finance. However I had been warned that everyone is accepted automatically, and they work out the details when you actually go into the branch. A few days later I received a call from lady at Yes, telling me my appointment could be next day. I needed to take the following documents with me, - driving licence The man I dealt with was helpful and explained the process step by step. every step of the way. We then worked the figures out and afterwards was allowed to nose around the cars in the compound. When they had worked out the figures I had a choice of two cars, a Rover and a Hyundai. I decided on the Rover (which included a warranty). The process was pretty much painless, and I've had no problems with the car. The only downside is I am paying £8000 for a car worth £5000. But I guess they are a taking a risk with people with poor credit like myself. User Rating - Posted on 15 / 12 / 2005 Having had 2 cars from yes car i am a numpty i asked them within 2 weeks to come and take the second one back as i had lost my job and was unable to keep up the payments, on both, it took them a YEAR to come and collect it but they still expect me to pay 8 and a half grand for the car... User Rating - Posted on 03 / 02 / 2006 Having been pressured into buying a car from Yes car credit and handing in my own car as a deposit of £500, I fell for them in the same way. Now I am facing bankruptcy and losing my home because according to Yes car I owe them £5000 even after they collected the car 2 years ago. They are legal con artist. How can they continue to trade and nothing happens to them? Its just not fair!!!! Please before you sign on the dotted line, think extremely carefully about this. my advice - DON'T DO IT!!!!! User Rating - Posted on 21 / 03 / 2006 These people just exploit the not so well of I signed up for a car all sorts of problems arose with the picasso and when my husband was admitted to hospital and I couldn't afford to maintain the payments I asked for some help, they didn't want to know, i asked if they would let me return the vehicle they refused. After missing two payments they came out and clamped the vehicle and took it away. Now they want the full amount and I am going to loose my house because I don't have the money to pay. They sold the vehicle at auction and will not tell me how much they got for it but are claiming £7,000 from me for a heap of junk. These people should be exposed big time. DONT FALL INTO THE TRAP BEWARE !!!!!!!!!!!!!!!!!!! User Rating - Posted on 24 / 03 / 2006 I was accepted for finance and the cars on offer were around 3 grand more than market value, brushed over any questions i asked and tried to force me into signing, but i kept my old car and would say no no. User Rating - Posted on 30 / 03 / 2006 I bought a car from yes a couple of years ago, i have returned the car to them and at the time was told would have nothing further to pay on the car. Now they want me to pay 3 grand which had i kept the car would have paid over the last 2 years and kept it. I asked them weeks ago for a copy of my contract so I could check the details and they rang me last night demanding payment or would go to court for an attachment of earnings. I told them I wasnt making any proposal for payment or would be bullied into anything without a copy of the original contract. Well i'm still waiting for it! They are total con artists when buying the car they even conned me into getting payment protection when signing for the car I was told could not have it without the extra insurances. God was I stupid! User Rating - Posted on 13 / 04 / 2006 I have had a car from these awful people about a year ago i've had trouble keeping up payments they are now saying full arrears of car back. I said i can the arrears in full by the end of the month. 300 now and rest in like 200 every week not good enough for them they want the lot NOW! surely they cant do this im offering to pay but no not good enough. DONT DO IT ITS ONLY A CAR ITS NOT WORTH THE WORRY User Rating - Posted on 19 / 05 / 2006 I bought a car from Yes Car Credit
took it home and 24 hours later whilst driving it it caught fire. User Rating - Posted on 19 / 06 / 2006 Bought a Rover from Yes in Feb 2004. Head gasket has gone twice, Gear box, Faulty boot lock, Broken central locking and a full exhaust change within a 18mths. The car cost £3,200 but my total cost is over £8000. They done there usual tricks they really messed me up. YES car credit is a definate no no. User Rating - Posted on 09 / 07 / 2006 My husband bought a car nearly two years ago now from Yes Car credit. When looking at the cars we were told that if we did not buy one that day we would not get another chance to buy a car from them in the future, We were pressurised. We have since spent over £2,000.00 on the car in repairs. We have phoned the finance company as we can give the car up after two years and paying nothing back so we thought. The finance company said that we still have to pay the the warranty and the insurance even if we hand the car. Yes Car Credit never told us about this. NEVER EVER EVER BUY FROM THESE SORT OF COMPANIES BECAUSE THEY USE BULLYING TACTICS AND TELL YOU A LOAD OF LIES JUST TO MAKE YOU DRIVE OFF IN ONE OF THEIR CARS User Rating - Posted on 08 / 11 / 2006 Yes car rip off....yes i was ripped off by them too but i found the best website ever helping people like you and me and i am now in the process of taking these people to court over miss sold insurances ect. Its called www.saynotoyes.co.uk go there now. User Rating
- Posted on 07 / 12 / 2006 I bought a car from yes 2 years ago, Ok i'm paying more than the car is worth but then my credit credit rating is so bad i cant pay for anything with cash. 2 years on no problems with the car never broke down never been in a garage for anything more than tyres and exhaust. Now the car has high milage and i want a newer one so a bit sorry they gone out of buisness. My advice dont buy a car from these companys UNLESS YOU HAVE TO and then make sure you go in knowing how much you want to spend, and what car you want don't let them bullshit you cos they will try to take advantage. All in all no problems myself with this company or the car i got from them. User Rating - Posted on 07 / 12 / 2006 They told me that because i was self employed i had to have these useless insurances,and that i could change the car after 2 years.. surely these are verbal breaches of contract.like a lot of people with past credit problems,these companies 'prey' on personal situations exploiting with high interest rates and false verbal information at point of sale of which there appears to be no comeback.i am consulting a solicitor, i will post any news i receive here. unfortunately www.saynotoyes.co.uk does not seem to exist now. User Rating - Posted on 07 / 12 / 2006 I had a car from yes car credit in which i had to buy a new battery within a year of purchasing, water coming in on the drivers side, window has broke. I ask for them to take the car back, in which i now have a court letter and facing over £5000 PLUS CHARGES HAVING TO PAY BACK. WE WERE NOT TOLD HOW MUCH THEY FETCH FOR THE CAR IN AUTION, BUT I WILL STILL BE PAYING IT OF WHILST SOMEONE IS DRIVING AROUND IN IT. User Rating - Posted on 04 / 12 / 2008 Bought a car from them over the odds on the price.£5000 They concealed the true total cost of the finance. We paid for 2 years at 345.00 pm then could not pay anymore. Returned the car, we had paid over 6k returnd the car then got a summons for an outstanding balance of 8000 quid. I thought these people were governed by the FSA. User Rating
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| Summary of Yes Car Credit | ||||||
| Yes Car Credit was founded 1997 and has a nationwide network of 26 branches. Yes Car Credit offer people car finance who have been,
Address - Colonnade, Sunbridge Road, Bradford, BD1 2LQ | ||||||
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