Reviews
Posted on 25 / 06 / 2004
Having been turned down for credit just about elsewhere, I decided
to fill in all of the information on the Yes Car Credit website
and see what would happen. I couldnt believe it when they told me
I had been accepted for finance. However I had been warned that
everyone is accepted automatically, and they work out the details
when you actually go into the branch. A few days later I received
a call from lady at Yes, telling me my appointment could be next
day. I needed to take the following documents with me,
- driving licence
- 2 pay slips
- phone bill
- council tax
- bank statement
The man I dealt with was helpful and explained the process step
by step. every step of the way. We then worked the figures out and
afterwards was allowed to nose around the cars in the compound.
When they had worked out the figures I had a choice of two cars,
a Rover and a Hyundai. I decided on the Rover (which included a
warranty). The process was pretty much painless, and I've had no
problems with the car. The only downside is I am paying £8000
for a car worth £5000. But I guess they are a taking a risk
with people with poor credit like myself.
User Rating - 
Amanda, Nottingham
Posted on 15 / 12 / 2005
Having had 2 cars from yes car i am a numpty i asked them within
2 weeks to come and take the second one back as i had lost my job
and was unable to keep up the payments, on both, it took them a
YEAR to come and collect it but they still expect me to pay 8 and
a half grand for the car...
User Rating - 
Fran
Posted on 03 / 02 / 2006
Having been pressured into buying a car from Yes car credit and
handing in my own car as a deposit of £500, I fell for them
in the same way. Now I am facing bankruptcy and losing my home because
according to Yes car I owe them £5000 even after they collected
the car 2 years ago. They are legal con artist. How can they continue
to trade and nothing happens to them? Its just not fair!!!! Please
before you sign on the dotted line, think extremely carefully about
this. my advice - DON'T DO IT!!!!!
User Rating - 
Lena
Posted on 21 / 03 / 2006
These people just exploit the not so well of I signed up
for a car all sorts of problems arose with the picasso and
when my husband was admitted to hospital and I couldn't afford
to maintain the payments I asked for some help, they didn't
want to know, i asked if they would let me return the vehicle
they refused. After missing two payments they came out and
clamped the vehicle and took it away. Now they want the full
amount and I am going to loose my house because I don't have
the money to pay. They sold the vehicle at auction and will
not tell me how much they got for it but are claiming £7,000
from me for a heap of junk. These people should be exposed
big time. DONT FALL INTO THE TRAP BEWARE !!!!!!!!!!!!!!!!!!!
User Rating - 
Lena
Posted on 24 / 03 / 2006
I was accepted for finance and the cars on offer were around
3 grand more than market value, brushed over any questions
i asked and tried to force me into signing, but i kept my
old car and would say no no.
User Rating - 
leight
Posted on 30 / 03 / 2006
I bought a car from yes a couple of years ago, i have returned
the car to them and at the time was told would have nothing
further to pay on the car. Now they want me to pay 3 grand
which had i kept the car would have paid over the last 2 years
and kept it. I asked them weeks ago for a copy of my contract
so I could check the details and they rang me last night demanding
payment or would go to court for an attachment of earnings.
I told them I wasnt making any proposal for payment or would
be bullied into anything without a copy of the original contract.
Well i'm still waiting for it! They are total con artists
when buying the car they even conned me into getting payment
protection when signing for the car I was told could not have
it without the extra insurances. God was I stupid!
User Rating - 
Mel
Posted on 13 / 04 / 2006
I have had a car from these awful people about a year ago
i've had trouble keeping up payments they are now saying full
arrears of car back. I said i can the arrears in full by the
end of the month. 300 now and rest in like 200 every week
not good enough for them they want the lot NOW! surely they
cant do this im offering to pay but no not good enough. DONT
DO IT ITS ONLY A CAR ITS NOT WORTH THE WORRY
User Rating - 
kels
Posted on 19 / 05 / 2006
I bought a car from Yes Car Credit took it home and 24 hours
later whilst driving it it caught fire.
The doors locked and we had to get out of the car by the windows.
MY ADVICE IS DON'T BUY FROM THESE COMPANY.
User Rating - 
christopher eves
Posted on 19 / 06 / 2006
Bought a Rover from Yes in Feb 2004. Head gasket has gone
twice, Gear box, Faulty boot lock, Broken central locking
and a full exhaust change within a 18mths. The car cost £3,200
but my total cost is over £8000. They done there usual
tricks they really messed me up. YES car credit is a definate
no no.
User Rating - 
Ant
Posted on 09 / 07 / 2006
My husband bought a car nearly two years ago now from Yes
Car credit. When looking at the cars we were told that if
we did not buy one that day we would not get another chance
to buy a car from them in the future, We were pressurised.
We have since spent over £2,000.00 on the car in repairs.
We have phoned the finance company as we can give the car
up after two years and paying nothing back so we thought.
The finance company said that we still have to pay the the
warranty and the insurance even if we hand the car. Yes Car
Credit never told us about this. NEVER EVER EVER BUY FROM
THESE SORT OF COMPANIES BECAUSE THEY USE BULLYING TACTICS
AND TELL YOU A LOAD OF LIES JUST TO MAKE YOU DRIVE OFF IN
ONE OF THEIR CARS
User Rating - 
Kay WeGG
Posted on 08 / 11 / 2006
Yes car rip off....yes i was ripped off by them too but i found
the best website ever helping people like you and me and i am now
in the process of taking these people to court over miss sold insurances
ect. Its called www.saynotoyes.co.uk go there now.
User Rating - 
Wxantia
Posted on 07 / 12 / 2006
I bought a car from yes 2 years ago, Ok i'm paying more than the
car is worth but then my credit credit rating is so bad i cant pay
for anything with cash. 2 years on no problems with the car never
broke down never been in a garage for anything more than tyres and
exhaust. Now the car has high milage and i want a newer one so a
bit sorry they gone out of buisness. My advice dont buy a car from
these companys UNLESS YOU HAVE TO and then make sure you go in knowing
how much you want to spend, and what car you want don't let them
bullshit you cos they will try to take advantage. All in all no
problems myself with this company or the car i got from them.
User Rating - 
tim
Posted on 07 / 12 / 2006
They told me that because i was self employed i had to have these
useless insurances,and that i could change the car after 2 years..
surely these are verbal breaches of contract.like a lot of people
with past credit problems,these companies 'prey' on personal situations
exploiting with high interest rates and false verbal information
at point of sale of which there appears to be no comeback.i am consulting
a solicitor, i will post any news i receive here. unfortunately
www.saynotoyes.co.uk does not seem to exist now.
User Rating - 
Rob
Posted on 07 / 12 / 2006
I had a car from yes car credit in which i had to buy a new battery
within a year of purchasing, water coming in on the drivers side,
window has broke. I ask for them to take the car back, in which
i now have a court letter and facing over £5000 PLUS CHARGES
HAVING TO PAY BACK. WE WERE NOT TOLD HOW MUCH THEY FETCH FOR THE
CAR IN AUTION, BUT I WILL STILL BE PAYING IT OF WHILST SOMEONE IS
DRIVING AROUND IN IT.
User Rating - 
kim kelly
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