American Express, known as AmEx, producer of charge and credit cards

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I signed up for the blue card online, the form is simple and takes a few minutes to fill out. It also includes a list of criteria you will need to meet to be accepted. A friend of mine did have problems with the form because his previous address was international, and this was the first year he had spent in the UK.

The application process was a breeze. I decided to change cards after my annual fee was raised £37 on my current card. I'd had enough. The last six months have been first class, with excellent customer service when I've phoned with a query, and a flexible and accommodating APR rate. The cashback rate is the best on the market.

I am sure that as long as I am a responsible customer, I will have no problems from this company. After talking with a friend I just hope I can get a American Express Centurion card someday. This looks like the most useful and most rewarding American Express card to use. But as I am not a heavy credit card user I doubt I will ever be invited to this exclusive club.

My friend was apparently spending more than £10,000 per month. And of course paying this amount off each month as well :). To get back to my blue card, the only minor problem has been that not every business accepts it. I found that my last Mastercard was accepted at more places.

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