They have a reward package where you can get AirMiles and Free Travel Accident Insurance.

• Go now RBS

Posted on 06 / 06 / 2006

I have to disagree with the previous reviewer. I have owned the RBS Advanta card for over 1 year now and it offers an excellent chance of making money. The fact is it takes a bit of discipline, but if your careful you can really take advantage of their moneyback schemes and points schemes. To encourage you to spend on their card the RBS Advanta card doesn't go for this. Another great advantage with this card is that it offers both an interest free period on spending, and an interest free period on balance transfers, most other cards only offer one of these. This means you can balance transfer cheques, all you then do is open a high interest account at RBS, pay in up to your agreed upon limit and wait for the bill. Once the bill comes you have to pay it off immediately and do this for every month. You can invest thousands per year and earn interest on it for free. I've been doing this all year without spending to benefit :).

User Rating -
s. durrell

Posted on 02 / 03 / 2006

I am a credit card junkie and have gone through many companies. I do this to get a decent credit card rate, as they always change at regular intervals. Of course you should never have an outstanding amount on any credit card bill because it's just not sensible money management. The interest you have to pay can really add up, but as we all know any well managed household budget can have times when money is needed and is not immediately to hand. It's at these times that a credit card with a low interest rate can save you large sums of money. The only RBS card I've owned is their 'Advanta' card, but that has long gone along with my RBS current account. The reasons I did not like this card is the unattractive interest rate after the introductory period, and the way they calculated interest. Check out providers like egg and and cahoot because I cannot recommend the RBS Advanta card.

User Rating -
anonymous

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RBS are one of the UK’s leading banks, they have a range of credit cards for various circumstances.

Address - The Royal Bank of Scotland plc, Registered in Scotland No 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB
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