Natwest credit card, private and black cards

Posted on 30 / 01 / 2006

I have become dependent on my Natwest student card, and I would not know what to do without it. It’s like my best friend, because it's accepted everywhere and I can therefore take it everywhere I go. I can go £750 in the red, that's my limit and it has a minimum repayment of £5 per month to pay this back. After comparing all the student cards I think this is the best one, all you need to be is sensible and make sure you can afford to pay back anything you go into the red for. The free gift as a sign-up is also very good and I much prefer taking a card around with me than cash.

User Rating -
User - m

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Posted on 02 / 03 / 2006

I have been a customer of Natwest for around 14 years. From joining as a student I have since advanced to being accepted for the premier banking facilities. This also includes a premier credit card which entities you to rewards like Air Miles. Another reason I used the credit card was for the 'purchase protection facility' , it works by refunding you for purchases which were lost or stolen soon after purchase.

I thought this would work really well because I bought my son a computer game which was stolen while eating at a food court in a shopping centre. I eagerly phoned the lost / stolen number hoping for them to cover my loss. But when I inquired about the protection the lady on the phone told me it only applied to people who currently didn't posses home insurance. What a con, who would have a premier credit card and no home insurance, the odds are not high. I will not be using the card again.

User Rating -
User - anonymous

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