They offer personal loan rates for customers borrowing over £7,000 online.

• Go now Intelligent Finance

Posted on 11 / 02 / 2006

Great looking website which is very easy to use, and once you phone them up they are incredible helpful. Overall, I've found my current account with Intelligent Finance to be a good account which has no-frills. I offset my account against my mortgage so it took a few weeks to sort out all the paperwork. The only bad points I've found are the charges on transactions outside the UK, and
their no-frills service means no services like bank drafts. Overall I like the company.

User Rating -
s. newell

Posted on 02 / 03 / 2006

As I first time house buyer I desperately searched the market for a good deal on the mortgage I would need. I friend of mine had signed a tie-in period with his mortgage lender and it cost him over £2000 to leave the company. So this was one essential thing I didn't want. My mortgage would need to be around £120,000 for my new house, due to a few past debts my bank would only offer me £90,000. I few other companies would lend me the full £120,000, but I did not like the terms of any of these. Finally I came across the Intelligent Finance website which was a joy to browse. This site is seriously helpful and explains things fully unlike most financial sites. After phoning them I was over the moon to later hear that they would lend me up to £150,000. This was easily more than enough for what I needed. The 'smart mortgage' I has two very attractive features, firstly it allows you to pay extra into the mortgage and thereby reduce your debt quicker. And secondly the money you currently have in their current account offsets the amount of the mortgage loan. Must be the best mortgage company on the web, it has attractive deals with low rates, a cash back offer and no tie-in period. Top marks :)

User Rating -
james

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8

They are a a division of Halifax

Address - Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG
Telephone -
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