The GM Card have good introductory rates and an attractive reward scheme.

• Go now The GM Card

Posted on 27 / 01 / 2006

My credit and banking history is not prolific, but I have to write today about a brilliant credit card I have signed up for: The GM Card by Visa. I found the card via the Visa website and applied online. Within 6 days my card had arrived on my door mat and into my hand. It was so simple a child could do it (I hope mine doesn't) because there were no phone calls or intricate forms to fill out. The main interest I had in the car was the list of rebate points/money it takes to partially pay for a new Saab car. The introductory forms also included all the required security information, interest rates and contact numbers to proceed with the process. Basically you need to spend X amount of money on your GM card and then you get off the total of the car's price, with a total of up to 2500 pounds in 5 years. The only downside with the card is the interest rates are quite high, which is 19.4% annually, therefore I have had trouble keeping a low balance. Overall I am happy though because I work hard at this card so the rebate really pay off for me.

User Rating -
n/a

Posted on 14 / 03 / 2006

Haven't been impressed with GM, they have high interest rates, and it always took them forever to process my payments. I signed up for my GM Platinum Credit Card through a household bank and I have to say it was was one of the worst credit cards I have ever owned. The only advantage of the GM reward points is if you want a new vehicle, this really is a joke in my opinion. I want free music CD's vouchers not for £20k motor.

User Rating -
pi**ed off

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The GM Card has a joint venture between Vauxhall Motors Limited and HFC Bank plc where they give cardholders money off a new Vauxhall or Saab.

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