Capital One
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Capital One is a market leader and offer credit cards with low rates.

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Posted on 24 / 03 / 2006

Capital One Platinum Credit Card

I first started using Capital One as my major credit card after my finances suffered an unexpected crash a couple of years ages. My business suffered heavily after all the 9/11 terrorist attack travel problems in the American market. After all my other providers shunned me I was over the moon to be issued with a Capital One Mastercard account. At the time this was a massive relief, and slowly it started my businesses recovery. Slowly the travel business picked up, and the American market slowly started to travel abroad a little more. To begin with my credit was low at around £250, but now they have increased it to a sizable amount. The only problem I've suffered is from the customer service. When I first signed up I was always connected to UK personal, now I seem to receive calls from people in the Far East. They are not very well versed in English, and it's not ideal to discuss important financial issues with someone who I can barely understand. The final straw with Mastercard was when my account was charged an extra £2.50 a month interest charge. This resulted in me closing my Platinum Mastercard account. But as CapitaI One had helped me so much I stuck with them and applied for a Platinum VISA card. It has an excellent credit limit, and have so far received no disconcerting telephone calls concerning unexplained interest charges. Over the past 4-5 years as a customer Capital One seems to be a fast growing credit card supplier, apart from the customer service I've be very satisfied.

User Rating -
peter norton


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Summary of Capital One UK

Capital One supply credit cards for both the visa and mastercard systems.

Capital One Card Services
P.O. Box 5283
Nottingham
NG2 3YJ

General account enquiries 0800 952 5150

 


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