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Description - In the UK, Barclaycard has 8.4 million customers.

 

 

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I have owned a barclaycard for as long as I have a credit card (nearly 20 years). As you can well imagine I have therefore spent a great deal of money using my Barclaycard. The reason I went with Barclaycard is they were my Bank, not for reasons like the Interest rate which is probably not the best around. Over the years I have had both Mastercard and Visa card from them, and also a Gold and Plantium card. I have always paid it off monthly, so have never needed an extended credit, and all this has helped minimise any interest payments I would have paid. Barclaycard has over the years had plenty of useful loyalty schemes with free gifts for the using the card X number of times. I have always taken advantage of these, which has included free wine, cinema tickets, leisure vouchers or just free meal tickets for chain stores like Pizza Hut and Brewer's Fayre pubs. But recently I have been solely disappointed because Barclays has decided to drop almost all of the free offers. These free offers were one of the few perks of staying with Barclaycard in an increasingly competitive market. With all the lower interest rates around I am very tempted to jump ship after a long partnership. Barclays should remember that customer loyalty only goes so far.

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